While they provide many needed services, you might expect your Medicare supplement plan or managed care plan to provide coverage for long-term care, but they don’t. Long-term care is the range of medical and social services provided to people with chronic or prolonged illnesses, disabilities or cognitive impairments. People often think of long-term care as strictly nursing home care. The term actually refers to a variety of care situations and services: • Nursing home care• Assisted living• Home health care• Continuing care retirement communities• Hospice care• Physical therapy• And more. Thankfully, there are insurance policies available that are specifically created to help cover the costs of long-term care. If you select the right policy for you, this insurance can protect you, your family and your assets against the financial burdens of providing for long-term care.